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Braided Money Tree Plant – A Symbol of Luck and Prosperity

Looking for a little luck and prosperity in your home? Try growing a Braided Money Tree Plant.  This fabulous indoor plant has a braided trunk, glossy leaves and is easy care.

This technique of braiding the trunk is thought to symbolize looking for money and luck!

The braided money tree plant has been around for years but I am just starting to see it at lots of local outlets that sell plants.  It appears to have caught on with consumers in a big way!

Find out how to grow this lucky plant.

The Braided Money Tree Plant is a hardy and easy to grow indoor plant. It is normally grown with a braided trunk and is thought to bring good luck to the home. See my tips for growing this pretty plant on

I got my plant at BJs wholesale club of all places and then started seeing it at both Lowe’s and Home Depot.

The botanical name for the braided money tree plant is Pachira aquatica. It is also known as the Malabar chestnut.

The tree is native to Central and South America and usually has trunks that are braided together.

Tips for growing a Braided Money Tree Plant

Growing a braided money tree plant is easy if you keep these things in mind.


Keep the tree in a room that gets moderate sunlight.  A money tree plant is somewhat forgiving and survive in varying degrees of sunlight but it really likes bright moderate light.

Keep it out of direct sunlight, or the leaves will begin to dry out and brown.

I have my plant in a south facing window with an eave outside it during the winter and move it to a shady area of my garden in the summer time. Indoors, turn the plant regularly so that it does not lean to the sunlight.

Even though they prefer moderate light, they can actually take lower light situations.

Braided money plant in a sunny windowTrunk

The plant is grown with a series of trunks braided together. This braiding is done when the stalks are young and supple.

If your plant outgrows its space, you can actually cut the trunk off close to the soil and it will send new shoots out from this area.  

Braid the trunk when the plant is young

Braided money tree leaves

The leaves of a braided money tree plant are glossy and deep green. Most money tree plants have 5-6 leaves on each stem, and you can sometimes find one with seven leaves.

Just like finding a 4 leaf clover, seven leaves on a stem is thought to bring really good fortune to its owner.


Leaves of the money tree plant.

Size of a mature money tree plant

When grown outdoors, money tree plants can reach 60 feet tall. The indoor height is usually confined to about 6-7 feet. The size of the tree when grown as an indoor plant is largely determined by the age of the plant and the container size.

Watering, Potting and Fertilizing Tips 


A money tree plant likes well draining soil.  The instructions that I got with my plant said to use three ice cubes a week (Just like Moth Orchids!) I don’t do this but instead reach into the soil.

When it is dry to about the first inch of my finger, I give it a drink.  They don’t like to sit in soggy soil and will suffer if over watered.

don't let it get too wet


Don’t over pot a braided money tree plant.  Use  a container container that appears on the smallish side.  A container that is too large will will hold too much water, causing stem and root rot.

Since they grow to such a large size outdoors, growing the money tree in a smaller container will also prevent it from getting too big indoors. 

Many people grow the plant as a bonsai tree.  My plant has a 6 inch pot and the height is about 24 inches.

Normally when there is this discrepancy, I would re-pot to a bigger pot, but it is so healthy, I am leaving it until I am sure it is pot bound.  

Braided Money TreePlant should be grown in a smallish pot

Fertilizing money tree plants

Pachira aquatica does not need a lot of fertilizing. Doing it once in the Spring and then again once in the Fall with a Time Released Bonsai Fertilizer is sufficient.

chestnut pod of the Braided Money TreePlant

Photo credit Wikimedia

Cold Hardiness

Here in the USA, this plant is normally grown as an indoor plant, even though it grows to a tree size outside.  But since it is only hardy over the winter in zones 9b to 11, it can’t be grown in most back yards.

The chestnut pod of the money plant in nature is very large.

Caring for and propagating the Money Tree Plant

Shaping a braided money tree plant

Regular pruning helps to control the size of the plant, so if you want to keep it smaller, pinch or prune off some of the growing growing tips.

Bright filtered light is best for a Braided Money TreePlant


Propagation is generally done by taking cuttings or potting up side shoots. It can also be grown from seeds.

If you see  new shoots coming out of the trunks, you can place these shoots in moist seed starting soil and they will grow well. (or let them root in water and then pot them.)

Once they grow, repot in normal well draining potting soil.

Photo credit Steve’s Garden


Transfer to the next size up pot every 2-3 years if the plant becomes pot bound.

Once the plant gets to its desired size, don’t re-pot, just remove, and replace the soil with fresh potting soil in a container the same size.The braided money tree plant can take lower light levelsThe braided Money Tree Plant is often given as a gift.  Since the plant is thought to bring good luck and prosperity, they make a perfect housewarming gift.

Since it is so easy to care for, it should give you years of beauty in the home.

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Tuesday 25th of April 2023

i only have 3 long stems with no leaves ....can i prune down to 1/2 inch and will it still sprout leaves....

Carol Speake

Wednesday 26th of April 2023

It's hard to say why it has no leaves without seeing a plant in person, but generally, you can cut off stems and plants will sprout above the cut.


Friday 14th of April 2023

On my money tree on its leaves there is like really tiny water drops hanging from its leaves it seems healthy.any ideas?

Carol Speake

Tuesday 25th of April 2023

It is impossible to diagnose a specific plant problem without seeing the plant in person. A local garden expert might be able to help you.

gardening tips for 2021

Saturday 28th of August 2021

https://websiteseochecke I'm trying to grow seeds from past three months but they are not

Carol Speake

Saturday 28th of August 2021

If they haven't grown yet, it's unlikely that they will after 3 months. Money tree propagates rather easily from seed, and will sprout in just a few days. The seeds must be kept under very warm, moist conditions to ensure successful growth.


Monday 7th of September 2020

My money tree is 7 feet with branches almost they cater 7leaves and has fruit. What can you do with the fruit?

Carol Speake

Monday 7th of September 2020

I have not tried the fruit since mine hasn't flowered or set fruit. Google says that "The seeds' flavor when raw is similar to peanuts. They can be eaten raw or cooked, or ground into flour. The cooked young leaves and flowers are also edible."


Monday 23rd of September 2019

I saw many 8 and 7 leaves in one steam of my money plant is this sign lucky for me and to make my dreams come true???

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